Loan Programs

BrickWood Mortgage is a full service Mortgage Broker offering Purchase Money for Residential Homes and refinancing of existing Mortgages/Homes. We Finance Primary Residences, 2nd Homes, Investment Properties, Single Family, Duplex, Multi Family (up to 4 units), Condos, and Condotels. Contact us to see if one of our loan programs meets your needs.

30 Year Fixed

A 30 year fixed loan offers a low monthly payment over a 30 year period. It's an attractive option for those who plan to stay in their home for many years.

20 Year Fixed

If you don't think you can afford the monthly payments of a 15-year fixed, and don't want to stretch out your payments for 30 years, then the 20 year fixed is a great option.

15 Year Fixed

15-year fixed loans have a benefit of a lower interest rate, and payoff in half the time of a 30 year fixed. They require higher monthly payments, but you pay less interest over the life of the loan.

10 Year Fixed

10-year fixed loans pay off faster than a 15 year, and have higher monthly payments. They offer the lowest fixed interest rates available.

Adjustable Rate - ARM

Have initially low interest rates that adjust based on current market conditions. Most ARMs come with an initial Fixed Period of 3, 5, 7, or 10 Years.

FHA Loan

The Federal Housing Administration insures these loans to make it easier for borrowers to qualify for a mortgage. Borrowers with a low down payment or Credit issues should consider applying for an FHA Mortgage.

FHA Streamline

The FHA streamline refinance is designed to lower the rate on current FHA loans.

Jumbo Loans

Jumbo loans are for homes in higher price ranges, The loan amount must exceed the conforming limit. We currently offer Fixed Rate, ARM, and Interest Only JUMBO programs.

VA Loans

Government-insured Veteran Administration loans to our military veterans.


For properties in Rural Areas issued by the USDA. No down payment required.

VA IRRL - VA Interest Rate Reduction Loans

Lower the rate on current VA loans.

Reverse Mortgage

Officially the HECM, Home Equity Conversion Mortgage is for individuals 62 years old that need a mortgage and don't want to make mortgage payments. Purchase and Refinance HECM/Reverse Mortgage Programs are available.  Borrowers are still responsible for paying property insurance, property taxes, and maintaining the home.  If the borrower fails to adhere to the loan terms they run the risk of foreclosure.

Interest Only

By paying only the interest on your mortgage, you are free to manage your cash flow and pay towards the principal balance as you see fit.


What Our Customers Are Saying

Paul Hankins at Brickwood Mortgage is a reminder of what a professional, knowledgeable, and trustworthy businessman looks like. After six frustrating weeks with another mortgage broker who dropped the ball several times, we were referred to Brickwood by our closing attorney. Paul was able to process our financing in one week. He was patient with questions, generous with his time and so through that he noticed mistakes by our real estate broker, our closing attorney and numerous mistakes by the initial finance broker. Five star performance and a pleasure to work with.

Pat Griffin

Rates Posted: 11/08/19

30 Year Fixed

Rate: 3.75%

APR: 3.861

15 Year Fixed

Rate: 3.125%

APR: 3.320

FHA 30 Year Fixed

Rate: 2.99%

APR: 4.081

VA 30 Year Fixed

Rate: 3.00%

APR: 3.136