Mortgage Broker Company in Longs, SC

Working with a leading mortgage broker in Longs, SC, can make your life significantly easier this year. Whether you’re in the market for a new mortgage, refinancing, or reverse mortgage, the professionals can compare the market and find the best products and rates for you. Why go it alone when you can partner with experts who know the industry?

From investors to first-time home buyers in Longs, SC, we’ve helped everyone over the years. Even if you have experienced the mortgage process before, this doesn’t mean you have the time or energy to do it alone. Contact BrickWood Mortgage Inc. today and we’ll take on this challenge for you. 

You can call us at (843) 314-4101 or use the contact form to send us a message. If you use the contact form, provide us with some basic details and we’ll get back to you.

Our Loan Options at BrickWood Mortgage Inc. – Mortgage Brokers in Longs, SC

In our experience, people often choose a mortgage before they fully understand the options available to them. It’s this fear of missing a better deal that drives people to mortgage brokers. Here are a selection of the loan options you can explore with our leading specialists:

• Conventional Mortgages – If you’re like many prospective buyers, you will have researched 15-year mortgage rates in Longs, SC, recently. But numerous options exist. This includes 30-year fixed, 20-year fixed, 15-year fixed, and even 10-year fixed. We can help you determine the best option based on factors such as your income, interest rates, down payment, and future needs. 

• FHA Loans – Insured by the Federal Housing Administration, this loan option is perfect for those with a lower down payment or credit issues. If conventional mortgages aren’t an option for you, we may explore this path. 

• Jumbo Loans – Although similar in nature, jumbo loans go above the value offered by conventional mortgages. Managing the application process can have its complexities, and this is where our experience is useful. 

• Bank Statement Loans – As the name suggests, this loan option is designed for those who want to qualify using their bank statements rather than tax returns and other documentation. It’s particularly useful for self-employed individuals. 

• Business Purpose Loans – Ideal for investors, these loans allow businesses to qualify based on the property cash flow rather than personal finances. With fewer regulatory requirements than residential loans, it might be the right option for you. 

Other loan options available through BrickWood Mortgage include: 

• ARMs 
• USDA Loans
• HECM Reverse Mortgages
• VA IRRRLs
• VA Loans 

If you’d like information about any of the loan options mentioned here, reach out to our experienced professionals today.

Who Can Use a Mortgage Broker in Longs, SC?

Let’s explore some examples of the types of people we can help at BrickWood Mortgage. This isn’t an exclusive list, but you may recognize your situation in the following examples.

• Self-Employed Buyers – Look online and you’ll see contradictory information regarding self-employed individuals and mortgages. While the process is different compared to conventional buyers, self-employed individuals aren’t necessarily punished for their job status. You may be able to qualify for a mortgage using bank statements and other alternative documentation, for example.

• First-Time and Other Buyers – It’s natural to feel nervous when buying for the first time, but these nerves don’t necessarily disappear for subsequent house purchases either. Whether you’ve bought before or you need home loans for first-time buyers in Longs, SC, we can help you navigate the required steps. 

• Refinancing Owners – By refinancing, you may be able to reduce your monthly payments or pay your mortgage off faster. However, making the right decision at the right time isn’t always easy. Our professionals can guide you through the mortgage refinance rates in Longs, SC, and help you determine if it is a good decision for your current position.

• Investors – Investors may not have the time or they may prefer to offload the loan process to professionals. BrickWood Mortgage can help you to get the most from your investment, and this can include Business Purpose Loans and other options. 

Contact BrickWood Mortgage Today 

You don’t need to take financial risks when expert services such as ours exist – we can take the pressure off your shoulders and help you make wise financial decisions, more informed decisions. Whether you’re seeking a specific loan or need help selecting the right path, call our team at (843) 314-4101 or send a message using the contact form on the website. 

Whether you’re interested in VA loans, conventional loans, or FHA loans in Longs, SC, we have access to many national lenders. We can consider your financial needs as well as your current life position to offer tailored advice. To secure the best rates and mortgage products, don’t be afraid to contact our specialists today!