Common Mistakes to Avoid When Applying for an FHA Loan in South Carolina

When applying for an FHA loan in South Carolina or any other state, it’s important to be aware of common mistakes that borrowers often make so that you can avoid them. FHA loans are popular because they offer more lenient qualification requirements, lower down payment options, and competitive interest rates, but there are still important […]

Why Do Lenders Charge Home Loan Prepayment Fees?

When it comes to home loans, borrowers (including first-time buyers in SC) often aim to pay off their mortgages early to reduce interest payments and achieve financial freedom. However, many lenders impose prepayment fees, which can be a source of frustration for borrowers. With this in mind, we want to explore the reasons behind lenders […]