Current Mortgage Loan Rates - South Carolina

Rates Posted: January 18, 2023

30 Year

Rate: 5.875% | APR 6.024

15 Year

Rate: 4.875% | APR 5.132

FHA 30 Year

Rate: 5.125% | APR 6.248

VA 30 Year

Rate: 5.125% | APR 5.261

Current Mortgage rates, in general, are determined by a combination of economic factors, such as: the economy, U.S. Treasury bonds’ yield, Federal Reserve’s monetary policy, and mortgage market demand. 

While prospective home buyers have no control on the many factors affecting the economy, they do control their own financial future; as a borrower, making the right financial choices ahead of time will help you get the best mortgage rates available. In general, borrowers with higher FICO scores, a larger down payment, and a lower debt-to-income (DTI) ratio can obtain lower rates. BrickWood Mortgage is widely recognized as the best mortgage broker in Charleston, SC; Myrtle Beach, SC and beyond and will be glad to provide SC mortgage assistance and answer all your questions, call us today!

Looking for the best mortgage lender for your South Carolina dream home? Whether your future home is in Myrtle Beach, Charleston, Mount Pleasant and beyond, it is important to remember that mortgage rates can fluctuate drastically, or can stay the same for weeks. As a borrower, it is best to know the current average rate. BrickWood Mortgage has done some of the work for you, checkout the current mortgage rate table above.

In general, the lower the rate, the less you’ll pay on a mortgage – this is all dependent on your financial situation; figuring out down payments, pre-approvals and more can be confusing, but worry not, our mortgage professionals are ready to help with all of your South Carolina first time home buyer questions and more, we will work with you to help you secure the best mortgage rate available.

What Our Customers Are Saying

Jacob Williams

Timmy Nash was very helpful and professional. He was very friendly and knew exactly what he was doing and what we needed to get things

Kurt Althoff

Timmy Nash was excellent to work with. He answered every question and walked us through the process. I would recommend Brickwood to anyone who is

Joseph Kelley

BrickWood Mortgage found the right mortgage to meet our financial requirements. Paul was great. He had the patience to explain the whole mortgage process to