Mortgage Loan Programs
30 Year Fixed
20 Year Fixed
If you don’t think you can afford the monthly payments of a 15-year fixed, and don’t want to stretch out your payments for 30 years, then the 20 year fixed is a great option.
15 Year Fixed
10 Year Fixed
Adjustable Rate - ARM
Have initially low interest rates that adjust based on current market conditions. Most ARMs come with an initial Fixed Period of 3, 5, 7, or 10 Years.
VA IRRL - VA Interest Rate Reduction Loans
For Self-employed borrowers that would prefer to use bank statements to qualify for loan. No tax returns required for Bank Statement program.
Debt Service Credit Ratio Loan (DSCR)
What Our Customers Are Saying
Paul was great to work with. As first time home buyers, we didn’t really know all the details of the process. Paul was very informative and helpful. Our approval process was also more complicated than we initially thought it would be but Paul was very patient and helped us get the loan we needed. I’d recommend Brickwood to any homebuyer.